Home Loan Subsidy Kaise Check Kare 2023 । Documents, Eligibility, Customer Care, Income
Friends, in today’s post, how can we check home loan subsidy? And how to take advantage of the home loan subsidy scheme, what will be the documents required to take advantage of this scheme and the home loan subsidy customer care number will provide all the necessary information.
There are a large number of people in our country who do not have any house of their own. They are living on rent or living in slums at some place. They are always in danger of rain, storm and storm.
The central government had started the Pradhan Mantri Awas Yojana with the aim of making people have a house of their own.
Home loan is given for building a house under Pradhan Mantri Awas Yojana. Under this scheme, along with giving home loan, subsidy is also given.
People who have applied for PM Awas Yojana, how to check home loan subsidy, whether subsidy has been received or not.
Sometimes it happens that even after the house is built, the subsidy money does not come or it comes very late. So how can you check whether the home loan subsidy money has come or not or how much money has come.
Home loan subsidy Details । What is home loan subsidy
Through Prime Minister Narendra Modi, the poor people of the country who want to build their own pucca house but are unable to fulfill their dream due to their poor economic condition.
Pradhan Mantri Awas Nirman Yojana has been started by the government with the aim of fulfilling the dreams of poor people.
Under this Pradhan Mantri Awas Nirman Yojana, loans are made available to people for housing construction and subsidy is also given.
The amount of subsidy depends on the annual income of the candidate and the tenure of the loan. Subsidy up to Rs 2.67 lakh is given under PM Awas Janayo.
| Article | How to check home loan subsidy |
| official website | PMAY-HFA(Urban) (pmaymis.gov.in) |
| plan | Pradhan Mantri Awas Yojana |
| beneficiary | poor people of the country |
| purpose | Providing loans for housing to economically weaker sections |
| application medium | online |
| subsidy given under the scheme | Up to Rs 2.67 lakh |
How to check home loan subsidy । Pmay Subsidy
If you have taken a loan under the housing scheme to build your own pucca house and want to check whether you have received subsidy or not, then go through the information given below carefully. By following this information, you can easily check home loan subsidy and get information.
- To check the subsidy of home loan taken in the housing scheme, first of all you have to go to the official website of Pradhan Mantri Awas Yojana from which its home page will open.
- In this home page, you will see many options at the top, out of which you have to go to Citizen Assessment, there will also be some options in that.
- Out of them you have to select Track Your Assessment Status.
- After that you will have two options first Assessment ID or By Name, Fathers Name, Mobile No. You have to stick to one of them.
- After that some information will be asked from you in that page, in that you have to fill all the information correctly and select the Submit button.
- After that the status of the application will open in front of you which you will be able to check.
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Documents required for home loan subsidy.
Home loan subsidy Documents / Pmay Subsidy
- mobile number
- photograph
- Aadhar Card
- Postal address
- income certificate
- bank account passbook
Home loan subsidy Eligibility
To avail the housing scheme subsidy, the residential property selected by you should be a single unit or a unit in a multi-storey building.
The eligible unit must have basic amenities and infrastructure like toilets, water, sewerage, roads, electricity, etc.;
- The age of the applicant should be between 21 to 55 years.
- You can take this loan for a maximum period of 20 years.
- People with an annual income of Rs 3 lakh to Rs 18 lakh can apply in this scheme.
Pradhan Mantri Awas Yojana subsidy
People whose income is less than three lakh rupees annually come in the EWS category. People earning up to Rs 6 lakh per annum come under LIG.
In both these categories, interest subsidy of up to 6.5 per cent can be availed on loans up to Rs 6 lakh under PMAY.
Under the Credit Linked Subsidy Scheme (CLSS), middle-income people whose annual income is between Rs 6 lakh and Rs 12 lakh will get an interest subsidy of 4 per cent on a home loan of Rs 9 lakh with a tenure of 20 years. That is, if the rate of interest on home loan is 9%, then you will have to pay only 5% under PMAY.
Home loan subsidy Customer Care Number
Pradhan Mantri Awas Yojana helpline number (pmay helpline number)
Home Loan Subsidy Customer Care National Toll-Free Number : 1800-11-6446 (Rural) -1800-11-3377 (Urban, NHB) -1800-11-3388 (Urban, NHB) -1800-11-6163 (Urban, NHB) HUDCO).
State Level Toll-Free Number – 18003456527
Mobile Number or Whatsapp Number – 7004193202