HDFC Bank Personal Loan Details । Apply Eligibility Interest Rates
Friends, today we will provide you information about HDFC Bank Personal Loan in this article.
Like how HDFC Personal Loan can be taken, the features of personal loan from HDFC Bank and what are the benefits, HDFC Bank Personal Loan interest rate, what is the loan tenure, and what documents will be required to take Personal Loan, all this information in this post Will provide you through
Many people do not know about Personal Loan, what is personal loan? As it is known from the name itself that the loan which is taken for any of its personal work is called Personal Loan.
You can use the amount you get under personal loan for any of your personal work like marriage, home repair, to pay education fees, to travel, to build a house, for medical expenses, to buy a gadget. Can do for other works. You can use the amount received under Personal Loan anywhere according to your convenience.
HDFC Bank Personal Loan Interest Rates
- Loan Name : HDFC Personal Loan
- Bank Name : HDFC
- Loan Repayment Period: 12 to 60 Months
- Loan amount: Rs.50,000 to Rs.40 lakh
- interest rate : 11.00% to 21.00% p.a.
- Processing Fee: 2.50% of the loan amount (minimum Rs. 2,999 and maximum Rs. 25,000)
- Official Website : https://www.hdfcbank.com/
HDFC Bank Personal Loan Benefits
- Along with personal loan, you are provided personal accident cover and personal loan security ranging from Rs 1 lakh to Rs 8 lakh from the bank, which you can take advantage of.
- The bank will never ask you why you need this loan.
- If you already have an account with HDFC Bank, then many types of offers will be given to you by the bank.
- You can get loan from 50 thousand to 40 lakh rupees.
- You do not have to provide any kind of security.
- You do not have to pledge anything to avail the loan.
- You get 1 to 5 years to pay back the loan.
- You can get loan in just 10 seconds.
- The process of applying for a personal loan in HDFC Bank is very simple.
- You can apply for personal loan online by visiting the official website of HDFC Bank.
- If you face any loan related problem, you can talk to HDFC personal loan customer care number.
- You can contact the bank through SMS, Click2Talk, Webchat or PhoneBanking.
- When you are in dire need of money, you have to reach out to others for money. But by taking advantage of this scheme of HDFC Bank, you can fulfill your needs.
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HDFC Personal Loan Features
- One can avail HDFC Personal Loan for marriage, education, travel, house construction, home renovation, medical expenses etc.
- HDFC Personal Loan interest rates range from 11.00% to 21.00% per annum.
- There is a processing fee of 2.50% of the loan amount.
- HDFC Bank provides personal loans only to salaried people.
- You do not need to pledge anything to avail HDFC personal loan.
- You do not have to provide any kind of security for personal loan.
- You can avail a personal loan from Rs 50000 to Rs 40 lakh from HDFC bank.
- This bank also provides you many types of insurance benefits along with personal loan.
- The minimum EMI for loan repayment is Rs 2149 per lakh.
- Anyone in the age group of 21 to 60 years can apply for this loan.
HDFC Bank Personal Loan Eligibility
If you have this question in your mind that HDFC Bank Personal loan kaise le ? So before that you need to know that who can be eligible for personal loan from HDFC Bank or what should be the Eligibility in you that you can become eligible for this loan.
You can also calculate your eligibility with the help of Personal Loan Eligibility Calculator by visiting the official website of the bank:
- The age of the person applying should be from 21 years to 60 years.
- The monthly income of the applicant should be at least Rs 25,000.
- The applicant must have worked at any place for at least 2 years or has been working at any place for 1 year.
- Your CIBIL Score should be good only then you can apply for this loan.
- You should have a monthly income i.e. you can be a doctor or CA or an employee of a private limited company or an employee of a public sector (Central Government / State Government / Local).
HDFC Personal Loan Documents Required
You do not need to provide a lot of documents to avail a personal loan from HDFC Bank. The process of availing a personal loan from HDFC Bank is very simple. You can see some important documents for applying loan here:
- Identity Proof (Copy of Passport/Voter ID Card/Driving License/Aadhaar)
- Address Proof (Copy of Passport/Voter ID Card/Driving License/Aadhaar)
- Bank statement of last 3 months (Passbook of last 6 months)
- Two latest salary slips / current dated salary certificates along with latest Form 16
HDFC Bank Personal Loan kaise le| How to get HDFC Bank Personal Loan
If you want to get HDFC Personal Loan then you need to apply for it. You can apply both online and offline. You can apply online by visiting the official website of HDFC Bank and you can apply offline by visiting any branch of HDFC Bank near you.
HDFC Bank Personal Loan Apply online
- First of all go to the official website of HDFC Bank.
- After that click on Personal Loan in the section of Popular Loans in the option of Borrow.
- Then click on APPLY ONLINE.
- By entering your mobile and clicking on the Proceed button, if you already have an account with HDFC Bank, then click on APPLY below.
- After that complete your KYC, for which some personal details would have been asked, such as Name, Date of Birth (BOD), Address, Business, Income etc.
- You will see how much loan you are eligible for.
- After that apply the loan by filling the loan amount you need and for how many days you need it.
- After that some more personal details would have been asked, such as- Work Email ID, Personal Email ID, Gender, Purpose of Loan, just after filling these four steps your loan will be submitted.
- After that all your details will be verified by HDFC Bank and after the verification is complete the loan amount will be transferred to your bank account.
How to Apply Offline ? HDFC Bank Personal Loan Apply Offline
- First of all, you have to visit your nearest HDFC Bank branch.
- Visit the bank branch and contact the bank employee who will provide you complete information about the personal loan.
- Then your documents will be verified.
- You have to fill a form and attach the documents along with it and submit it to the bank.
- If your loan is approved, the loan amount will be transferred to your bank account.
hdfc personal loan interest rate
Interest rates applicable on HDFC Bank Personal Loan start from 11.00% per annum. The interest rate at which you will get the loan depends on your credit score monthly and job profile etc.
- Interest Rate : 11.00% p.a. onwards
- Loan Amount : Up to Rs.40 lakh
- Tenure : Up to 6 years
- Processing Fee : Up to Rs 4,999
- Minimum loan amount : 50,000
HDFC Bank Customer Care Number
Friends, we have provided all the information related to personal loan from HDFC Bank, if you want to get any other information or face any kind of problem, then you can contact the customer care number of HDFC Bank. . With this toll free number, you can get all the information related to personal loan from HDFC Bank.
- Toll Free Number :- 1800 258 3838
- Customer Care Number :- 1800 425 4332
FAQs : HDFC Bank Personal Loan Details
1. How long does the HDFC personal loan take ?
A- If you are an existing customer of the bank then you will get the loan in just 10 seconds and outsiders will get the loan just before 4 hours.
2. How to take loan from HDFC Bank ?
A- You have to apply for it. You can apply online through net banking, ATM or by visiting the official website of the bank or you can apply for it by visiting your nearest bank branch.
3. How long does it take for the HDFC Bank Personal Loan amount to get transferred to my account ?
A- Usually HDFC Bank transfers the personal loan amount within 4 working days from the date of application.